Month: July 2020

6 Helpful Home Features to Look Forward To

If you could redesign your home today, what would it look like?

Experiencing a pandemic has changed how many of us think about our living spaces. What used to make sense may now seem impractical, and lots of homeowners are wishing for different features and layouts altogether.

How will home design change in the future? Here are a few comfort-focused innovations we might start to see.

Cleanliness and Safety

Looking to the future, you can likely expect to see more voice- and motion-activated technology and stronger barriers between the outside and inside world.

  • Entry areas and mudrooms may become a “must” rather than a “nice to have” feature. Many will be equipped with a place to wash hands, store shoes and clothes, and might even have a washer and dryer.
  • Smart home technology will likely be more focused on monitoring air and water quality. Voice- and motion-recognition features can help minimize contact with surfaces.

Streamlined Storage

Have you felt overwhelmed by clutter lately? Future homes will likely adapt to a more streamlined and storage-friendly mindset.

  • Redesigned kitchens will emphasize storage space with larger pantries and multipurpose islands and counters.
  • Creative solutions will be needed for smaller spaces, and this may include fold-down desks, under-the-stairs storage and making the most of vertical space.

Structural Boundaries

Need some peace and quiet? Want to accommodate multiple roommates or your multi-generational family with ease? Designers and architects can help.

  • Walls will be in demand. Individual rooms (rather than open floor plans) can give residents the privacy they need.
  • Flexible and outdoor spaces that can provide areas for work, exercise, relaxation and recreation will become more appealing than ever.

Do you have questions about your coverage? Need help with anything? Reach out today.

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5 Ways to Help Teen Drivers Succeed

Learning to drive is a summer rite of passage for many teenagers. It’s also a chance for parents to truly make a difference in their child’s life. By instilling smart habits from the beginning, you’ll be helping to keep them (and everyone on the road) safer overall.

Are you getting ready to help your teenager become the best driver they can be?

Here are four key things to keep in mind (and one thing we should all remember):

Take It Slow

Just because a teenager is old enough to get their permit or license doesn’t make them automatically ready to get behind the wheel. Before they start their lessons, take the time to discuss expectations, quiz them on driving laws and then move forward at the right pace for everyone.

Explain the Insurance Fundamentals

Learning to drive also means learning about adult responsibilities like insurance. Go over the essentials and walk through a few scenarios they may encounter. What’s a premium? What should they do if they get into a fender bender? How much is the deductible on the car they’ll be driving?

Discuss Other Costs

Will your teen be expected to cover gas for themselves? What about maintenance? Whether they’re borrowing your car a few times a week or taking over your hand-me-down, be clear about who will be paying for what.

Keep Talking

Most importantly, make sure you continue to have honest conversations about boundaries, curfews, peer pressure and responsibility. Emotions can run high around these issues, but helping your kids stay safe is what’s most important.

Set a Good Example

Finally, here’s something we should all keep in mind: Are you demonstrating solid driving habits yourself? Follow the speed limit, use turn signals and don’t text and drive. If you’re not following rules and prioritizing safety, you’re putting everyone on the road in danger.

Do you have questions about adding a driver to your policy or anything else? Reach out today to one of our team members at Vick Insurance Group. You can also find us online via Facebook, LinkedIn, and Twitter.