Month: August 2020

5 Simple Steps to a Safer Home

Keeping your family safe and your home in good condition are top priorities for any homeowner.

What’s one way to help achieve these goals? You can conduct a home safety audit each year.

This simply means inspecting a few things and reviewing emergency plans with everyone in your household. These easy safety checks can make all the difference. Here’s where to start.

Locate and test smoke alarms. Do you have enough smoke alarms, and are they working? You want one on each floor, including one inside and outside each sleeping area. Test each alarm, replace expired batteries and replace alarms older than 10 years.

Practice getting out and meeting up. It’s important to have a well-understood evacuation plan in case of a fire or other emergency. Go over the details (like how to exit safely and how to gather up your pets) and practice them together. Settle on a meeting place outside.

Check fire extinguishers. Do you have one in the garage and one in the kitchen? Make sure the dial shows the extinguisher is still pressurized. Review the instructions for using it (and know when to use it and when to evacuate).

Look for kitchen hazards. Has grease built up around the stove or on your range hood filter? It could start a cooking fire. Also, make sure cleaning products are locked away from young children and pets.

Check carbon monoxide detectors. Make sure they’re still working and have fresh backup batteries. Some are integrated with smoke alarms, but plug-in ones at knee level may provide better detection.

Do you have questions about keeping your home safe or about your coverage? Reach out anytime for assistance.

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4 Driving Emergencies You Can Prepare For

Would you know how to quickly and safely react if your tire suddenly blew out? What if your gas pedal got stuck?

These aren’t everyday incidents, but they’re not unheard of, either. And they can be extra stressful if you have no idea how to handle them.

Do yourself a favor: Take a look at a few ways to help keep yourself safe just in case the unexpected happens while you’re out on the road.

4 Driving Emergencies (and How to React)

Your tire blows out.

What to do: Grip the steering wheel tightly with both hands so your car doesn’t swerve as the air leaves your tire. Don’t slam your brakes; accelerate carefully to maintain your speed. Then, take your foot off the gas, let the car slow naturally, turn on your hazard lights and pull over. It’s safe to gently brake once you’ve slowed to 25 mph.

You start to hydroplane.

What to do: Resist the urge to hit the brakes. Instead, take your foot off the accelerator. Look and steer in the direction you want to go. If you’re still skidding, gently tap the brakes.

Your accelerator sticks.

What to do: Jiggle or stomp the gas pedal if an object has lodged underneath. If that doesn’t work or you need a faster response, put your car in neutral, tap your brakes repeatedly to alert other drivers, and pull over.

Your brakes stop working.

What to do: First, try pumping the brake pedal. If your car still won’t slow down, shift into neutral or a lower gear. For a faster response, gently engage your parking brake. Another option is to nudge your car against an object like a guardrail or curb; its friction will slow you down. Your car will get damaged, but you may avoid a crash.

Your insurance can take care of vehicle damage, so always put your life and your safety first. Not sure if you have the right coverage? Get in touch with one of our team members at Vick Insurance Group. You can also find us on Facebook, LinkedIn, and Twitter.

As always stay safe!!